I haven't gotten nearly the use I think I should get out of a Level 3 hostess set like Older & Wiser. Especially since I love turtles/tortoises!
I was inspired by another demo named Diane with this card - and using punches! It's easy to use whatever scraps you have of whatever designer paper to punch out 1 3/8" squares that make up the background. Then the Word Window punch handles the sentiment nicely.
The tortoise was stamped in Basic Gray and colored in using an aqua painter and the Wild Wasabi and Soft Sky ink pads.
Tortoise trivia: 95% of a Desert Tortoise's life is spent in underground burrows. (Source: http://www.desertusa.com/june96/du_tort.html)