I used Sage Shadow, Really Rust and Chocolate Chip markers to color in the leaves, cutting out a few extra bunches to stick on with dimensionals for a 3d look (see the leaves sticking out off the sides and top of the Whisper White layer.
The white layer was stamped with the tree and leaves, then with More Mustard on the Twill background and sponged with Chocolate Chip.
The front of the card fits into the slit punch at the bottom left. I put a fire rhinestone brad in the slit for a little bling.
The sentiment comes from the stamp set and was sponged with Chocolate Chip with a knot of More Mustard grosgrain around it and stuck on with dimensionals.